Loans guides

Here at we have put together a series of loans guides to help you get the best deal. Read our guides for tips on finding the right loan for your individual needs and learn how to lower your premiums with our money saving ideas.

New homes

Bridging loans guide

Bridging loans are a short-term funding option. They are used to 'bridge' a gap between a debt coming due - and we're talking primarily about property transactions, here - and the main line of credit becoming available. Or they can simply act as a short-term loan in pressing circumstances.

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Understanding loans for the unemployed

If you're out of work cashflow will be tight, so you may need to take out a loan to make ends meet. The trouble is, lenders are often unwilling to loan money to those without a stable job and salary.

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Loans Checklist

A low-rate personal loan can be a great way to borrow anything from £1,000 to £25,000, while a homeowner or secured loan can offer access to funds of up to £100,000.

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A guide to financial jargon

Picking the right loan for you can be tricky enough without feeling flummoxed by the range of financial jargon surrounding these products.

Borrowing with Poor Credit history

Borrowing with Poor Credit history

We all need to borrow cash from time to time, especially at the moment when money is tight, but it's not always easy to get credit. Banks and building societies these days are more choosey about their borrowers because they don't want bad debts to dent their bottom line.

Loan repayment

Loans repayment and financial difficulties

It can be easy to panic if you are struggling to meet debt repayments. But while it may seem impossible to get back on track, there's always a route to dealing with financial difficulties.

Debt Consolidation

Debt consolidation loans guide

Do you have a pile of debt with different providers? If so, one option to tackle this is to take out a large loan to repay all of these debts under one roof.

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Loans or overdraft

When you need access to cash it can be tricky knowing which is the best option to pick.

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Taking out a car loan for a new car

Few of us have the spare cash lying around to buy a new car outright. But whether you want a brand new car or a second-hand one, choosing the best way to finance it could save you hundreds of pounds.

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Unsecured loans vs secured loans

Secured and unsecured loans are very different beasts and knowing the difference between the two is vital before you make any application.

Loans glossary

Picking the right loan for you can be tricky enough without feeling flummoxed by the range of financial jargon surrounding these products.

Payday loans

Have you run out of cash this month? If you have, one option you may be thinking of is a payday loan. But if you’re not careful, rather than helping, it could actually make things worse rather than better.


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